Your Journey to Homeownership Starts Here!
Buying your first home is an exciting milestone, but the process can sometimes feel overwhelming. At St. Martin Center, we're here to make that journey easier.
Our FREE Pre-Purchase Homebuyer Education Series guides participants through the homebuying process, providing the knowledge and confidence needed to make informed decisions.
Topics include:
- Understanding the homebuying process
- Preparing financially for homeownership
- Improving credit and mortgage readiness
- Understanding mortgage options and financing
- Budgeting for the costs of owning a home
- Navigating the steps from pre-approval to closing
In addition to group education, participants have access to FREE, individualized housing counseling to help them prepare for homeownership and develop a personalized plan for success.
Pre-Purchase Home Buying Series 11/21
Down Payment Assistance for First-Time Homebuyers
Your Dream of Homeownership May Be Closer Than You Think!
Saving for a down payment can be one of the biggest obstacles to purchasing a first home.
St. Martin Center offers down payment assistance opportunities for qualified first-time homebuyers who successfully complete the required homebuyer education and counseling program*.
Our HUD-certified housing counselors help participants understand eligibility requirements, prepare financially, and explore available assistance opportunities that may make homeownership more affordable.
*Down payment assistance is subject to eligibility requirements and funding availability. Completion of the program does not guarantee financial assistance.
St. Martin Center promotes Fair Housing. The Fair Housing Act is a Federal law that protects people from housing discrimination based on the basis of: race, color, national, origin, sex, religion, disability, and familial status (familial status means the presence of children under 18 in a household, pregnant women or anyone in the process of adopting or securing legal custody of a child). You can report discrimination at 267-419-8918, info@equalhousing.org, or through equalhousing.org.
Notification of the right to interpretation services will be included on all announcements for meetings/appointments/workshops to which clients or the public are invited to participate when necessary in order to address special language or communication needs that may arise. TTY services may be utilized for clients who are hearing impaired.
Federal nondiscrimination laws define a person with a disability to include any (1) individual with a physical or mental impairment that substantially limits one or more major life activities; (2) individual with a record of such impairment; or (3) individual who is regarded as having such an impairment.
