We've got the tools you need to get F.I.T!

The Financial Independence for Tomorrow (F.I.T.) Program offers educational opportunities and personalized guidance to help individuals and families build financial confidence and achieve their goals.

Financial Wellness Series
Our Financial Wellness Series covers budgeting, credit management, debt reduction, savings strategies, and practical tools for making informed financial decisions. Participants learn how to prioritize expenses, manage credit, and create a plan for long-term financial stability. Classes are offered in a group setting, with the opportunity to schedule free, confidential one-on-one counseling to develop a personalized budget or credit improvement plan.

Pre-Purchase Homebuyer Education Series
Our Pre-Purchase Homebuyer Education Series guides participants through every step of the homebuying process, including mortgage readiness, budgeting for homeownership, understanding credit, and navigating the path to purchasing a home. Classes are conducted in a group setting, with the option to schedule individualized housing counseling for additional support.

Our housing and financial counselors have completed rigorous training and certification requirements and are certified by the U.S. Department of Housing and Urban Development (HUD).

To register for either class, call 814-452-6113 ext. 206 or email housing@stmartincenter.org. All classes and counseling services are provided free of charge.


We're proud to partner with Erie County Library System to broadcast classes to various library locations!  Register to join at their location: events.erielibrary.org. (Note each location on the flyer.)

St. Martin Center promotes Fair Housing.  The Fair Housing Act is a Federal law that protects people from housing discrimination based on the basis of: race, color, national, origin, sex, religion, disability, and familial status (familial status means the presence of children under 18 in a household, pregnant women or anyone in the process of adopting or securing legal custody of a child).  You can report discrimination at 267-419-8918, info@equalhousing.org, or through equalhousing.org.

Notification of the right to interpretation services will be included on all announcements for meetings/appointments/workshops to which clients or the public are invited to participate when necessary in order to address special language or communication needs that may arise. TTY services may be utilized for clients who are hearing impaired.

Federal nondiscrimination laws define a person with a disability to include any (1) individual with a physical or mental impairment that substantially limits one or more major life activities; (2) individual with a record of such impairment; or (3) individual who is regarded as having such an impairment.