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A stack of coins sits next to a 2d wooden model of a home.

Financial Literacy Class

Financial Literacy PreTest

Financial Class Pre-Training Survey

(NOTE: This is NOT our home-buying class.  Our home-buying class is not currently available. You are welcome to take PHFA's training if this is what you are looking for: PHFA Online Homebuyer Education Course)

Test your financial know-how!  Take this test and hit "submit" at the bottom to be taken to the "Money Smart" Financial Literacy Class.

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Net income is how much you earn before taxes and deductions.
There are only two ways to receive income: cash or check.
Income includes:
Paycheck deductions may include:
Thinking about your spending and saving plan is all it takes to manage your money.
Will garnishment of your wages increase or decrease your take-home pay?
A spending and saving plan:
When you don't have enough money to pay all of your bills on time:
If you spend more than your income can support, look for ways to:
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